Sophisticated Cash Flow and Asset Protection Tools

Advanced tools are also helpful to analyze the dynamic relationships among retirement planning strategies.

While some companies may only examine a single investment portfolio strategy, our analysis takes into consideration all your cash flows and financial assets.

Our simulation illustrates possible variations in growth and/or depletion of retirement capital under unpredictable future conditions. For example, our simulation factors in the impact of fluctuating annual rates of return on assets as well as how varying rates of inflation may affect your purchasing power over time.

Our simulation analysis is designed to help improve your understanding of the probability or likelihood of success in your ability to retire and maintain your standard of living throughout your lifetime.

We then run several subsequent retirement scenarios to help determine which best accomplishes your retirement objective.

Finally, we update your retirement plan on an annual basis and make any necessary adjustments to help keep you on course.



Source: Money Tree Software

Disclosures: Investments are subject to risk, including the loss of principal. Because investment return and principal value fluctuate, shares may be worth more or less than their original value. Some investments are not suitable for all investors, and there is no guarantee that any investing goal will be met. Past performance is no guarantee of future results. Talk to your financial advisor before making any investing decisions.

Investment analysis tools, also referred to as Monte Carlo Simulations, illustrate possible variations in growth and/or depletion of retirement capital under unpredictable future conditions. The simulation introduces uncertainty by fluctuating annual rates of return on assets. Any graphs and related calculations do not presuppose or analyze any particular investment or investment strategy. This long-term hypothetical model is used to help show potential effects of market volatility and possible effects on your financial future. This is not a projection, but an illustration of uncertainty.

The simulations begin in the current year and model potential asset level changes over time. Included are all capital assets, both tax advantaged and taxable, all expenses, including education funding if applicable, pension benefits and Social Security benefits. Observing results from these large number of simulations may offer insight into the shape, trends and potential range of future retirement plan outcomes under volatile market conditions.

Financial analysis can help you evaluate your status in relationship to your financial goals and objectives. In preparing a financial analysis with Money Tree software, various assumptions are used, including income available, annual expenses, amount of money currently invested and rates of return on retirement assets. The analysis of potential funds available for use in retirement included an assumed "fixed" or "static" rate of return on each asset type - taxable, tax-free, tax-deferred, equity and retirement accounts.

IMPORTANT: The projections or other information generated by Money Tree Software regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment products or results and are not guarantees of future results. Results may vary with each report and over time. Results of this simulation are neither guarantees nor projections of future results. Information is for illustrative purposes only. Do not rely on these report to predict actual performance of any investment or investment strategy.